How to start investing in investment funds?

Step 1. Open a financial instruments account with Citadele

To buy fund units, you need to be a Citadele client and sign an agreement to open a financial instruments account and execute securities transactions.

In Citadele online bank: Investments > Create new > Application for conclusion of the Contract on Financial Instruments Accounts and Transactions.

Important: Once the agreement is signed, a financial instruments cash account will also be opened. This account will be used to hold your purchased securities and the funds used for transactions.

Step 2. Transfer funds to your financial instruments cash account

To make investments, transfer the desired amount to your financial instruments cash account.

In the online bank: Investments > Deposit funds

Optional: If you plan to invest in foreign currency, you can exchange it directly in the online bank: Payments > Currency exchange

Step 3. Submit an order to buy or sell securities

Once your accounts are open and funded, you can place buy or sell orders for investment fund units.

In the online bank: Investments > Trading

Note: Investors can purchase an unlimited number of fund units, starting from just one unit.

Alternative way to invest

You can also become an investor by choosing life Insurance with capital accumulation in funds.

Additional information

Execution time. Orders for fund units are processed according to fund rules – typically on the next business day after submission.

Fees and charges. Fees are shown during the order confirmation step and are also available in the Financial instruments accounts administration fee schedule.

Before investing, please review the fund’s target market, fees, ongoing charges, and investor disclosures.